Pinoy Entrep

Last week a radio personality stated that Americans were showing a trend in saving again after years and years of taking on personal debt. With a little hard work, you can start saving by first paying yourself. A three step system works best for me. 1. Add your monthly bills 2. Then, deduct that sum from your take home pay. 3. Deduct your living expenses, ie. spending money and place the remainder in savings account. This system also works if your paid monthly, just do the same thing for the whole month. Do not use checks. Instead, live off of your spending money. This system is explained as easy as 123 but I can tell you it is hard to stick to.

If youre accustomed to running your credit card or debit card on a daily basis, its best to cut them up and vow not to use them except in an emergency. Nothing gobbles up your savings like interest from credit cards. My three step approach to saving is only half of my strategy. After listening to a local radio show host who teaches money saving tips, I realized I could dramatically increase my savings by taking advantage of every discount I could find. Saving 10% of what you make every month would be a great start to saving. But, imagine coupling your monthly savings with an additional 10% when you make purchases. Now your setting at 20% saved for the month. Imagine saving 50% on other discounts like two for one entree’s at your favorite restaurant. Clip coupons and take every discount you can – this will stretch your spending money which in turn keeps you from going back to your savings account.

When I started my savings regime, I wanted to find discounts and coupons in my local area. I turned on my computer, conducted a search, and found a huge bank of discounts and savings. I became a MyWorldPlus Member and Associate. The program allows me to maximize my savings by taking advantage of hundreds of coupons and member discounts. Not only does an associate or member of MyWorldPlus get all the discounts and savings, the program has an outstanding home based business attached so you can make even more money. $20.00 a month is all it cost to remain active in the program. Earning between 1% and 20% cash back on purchases from online stores is the norm. There are 600 of them to choose from. I also have full access to hundreds to thousands of other savings and discounts at over 175,000 brick and mortar stores worldwide. Did I mention the business opportunity? You are eligible to participate in that too.

I was going to eat so I searched for coupons in my area and found an entree for $1.00 when I purchased a second entree. So, my date and I ate for half price. We love to save but we love to eat out even more. Her entree was $12.00 and mine was a dollar using a coupon I found on MyWorldPLUS. I guarantee you we will go back at least once more this month. I will have saved $4.00 by eating out twice even after my $20.00 membership fee has been paid. That is going out twice. How many times do you go out in a month? You may say $4.00 isn’t worth it but this is just the first four dollars. Get 50% off of your oil change, 2.00 off on a haircut, 10% off at McDonalds or Burger King. MyWorldPLUS has been around for a couple years now and network of savings and discounts are numerous. The savings just keep racking up. Take a free tour of this program at my website and get started saving now. TAKE FREE TOUR

One of the craziest things I have found is that some of the wealthiest people look like they don’t have two dollars to their name. I guarantee you the reason stems from them being avid savers not spenders. Check us out at myworldrocks